LadderIQ
Free Tool

UK Stamp Duty Calculator

Calculate your stamp duty across England, Scotland and Wales — for standard, first-time, and additional property purchases, plus mixed-use and commercial bands. No sign-up. Same engine as the LadderIQ iOS app.

Rates verified April 2026

You'll pay
£2,500
on a £350,000 purchase · effective rate 0.71%
England & N. IrelandFirst-Time BuyerResidential

Band-by-band breakdown

2 bands
BandRateTaxableTax
Up to £300,000 (FTB relief)0%£300,000£0
£300,001 – £500,0005%£50,000£2,500
Total£2,500

What this means for your deposit

On top of your deposit, expect to budget £2,500 for stamp duty, plus typically £1,200–£2,500 for legal fees, surveys, and searches. That makes your true cost-to-completion roughly £4,500 on top of the price.